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Alcohol and drug addiction can affect all areas of your life and can impact your friends and family members too. The first step toward recovery is acknowledging that you have a problem – and the second step is finding the right treatment.

However, many addiction treatment options can be expensive – but not all rehabilitation facilities are as expensive as you may think. You may have the idea that rehab costs thousands and thousands of pounds, but this isn’t always the case. However, not everybody can afford private rehab and inpatient treatment.

Read on to learn more about how you pay for rehab, and your addiction treatment options if you can’t afford rehab. We’ll also be exploring how our team at Help4Addiction can help people with substance abuse disorders.

How Do You Pay For Rehab?

Generally, you will pay for your substance abuse treatment yourself. Many people choose to pay for their treatment all at once in a lump sum. However, most treatment providers offer payment plans.

This means that you can spread the cost of rehab and pay for your treatment monthly. However, most rehab centres require a deposit for admission, which can still be costly.

If you’re attending rehab online, you will be able to pay for the treatment online too. In 2024, almost all treatment providers will take card payments – if you wish to pay in cash, speak to the treatment provider beforehand to check that this is possible.

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Is Rehab Covered By Health Insurance?

Many major private health insurance providers will hold policies that cover rehab – both outpatient rehab and inpatient rehab. For example, BUPA, AXA and CIGNA.

If you’re unsure about the type of insurance coverage you have, be sure to check with your health insurance company.

The amount the insurer will pay out can vary depending on the policy and the provider. With most health insurance plans, there will be a limit as to how much they will pay out. This means that your health insurance may cover part of the cost, but you will be responsible for the rest of the cost of rehab.

What Are My Options If I Can’t Afford Rehab?

The cost of rehab can vary from clinic to clinic depending on factors such as the facilities and the treatment plan.

If you’re concerned about the cost of rehab, begin with a detox. Detoxification addresses the physical dependence on a substance and is necessary in order to receive rehab treatment.

There are options available if you can’t afford rehab but still need drug or alcohol addiction treatment. Everybody should receive the treatment they need, regardless of how much money they have in the bank.

NHS-Operated Rehab and Mental Health Services

The first option you should consider if you can’t afford rehab is NHS-operated rehab. If you are a British citizen, you are entitled to NHS care for your addiction for free.

First of all, contact your GP and explain your situation – they may offer you treatment at your local practice or get you in contact with your local drug service. However, if you don’t want to speak to your GP, you may contact your local addiction treatment service yourself.

NHS detox generally takes the form of outpatient treatment – with outpatient services, you will reside at home and travel to your scheduled sessions from home. Through the NHS, you can receive ongoing rehabilitation support.

You may be given medication to help you through the withdrawal process. According to the Substance and Mental Health Services Administration, you may be given naltrexone, disulfiram or acamprosate when withdrawing from alcohol. This is not a cure for alcohol use disorder, but is effective in easing the withdrawal process.

Through the NHS, you can also receive mental health treatment. Your GP can refer to your local mental health services and ensure that you receive the treatment you need. This can involve counselling, group therapy, and other therapies to help you overcome your addiction.

There are, however, some downsides to NHS treatment. First of all, you may be placed on a long waiting list. This is because there is a high demand for drug and alcohol addiction treatment on the NHS – you could be waiting for months for NHS treatment.

Likewise, with the NHS, there may be little consistency in the location and practitioners that provide your care and support. If you’re looking for consistency and immediate care on an inpatient basis, private rehab treatment may be the best way forward for you.


Drug and alcohol addiction can vary in severity – if you have a severe drug or alcohol dependence, you should seek professional addiction treatment.

If you have a minor addiction, however, you may be able to find free resources online and help yourself.

There is a huge amount of information available on addiction, and many free resources you can utilise to help yourself overcome your addiction. For example, you can teach yourself effective self-help techniques, or read helpful books about addiction.

With self-help, you can try a variety of different approaches until one works for you. One size does not fit all with addiction treatment, and self-help is no different.

However, we still recommend that you speak to your GP before beginning a self-help programme. This is because you may still need professional support – for example, detox medication if you are dependent on alcohol. Likewise, it can be even more difficult to overcome addiction if you don’t have specialist help.

Alcohol Addiction or Drug Addiction Support Groups

Support groups can be extremely beneficial. Although we recommend you attend support groups after completing a rehab programme, they can provide you with support in overcoming your addiction.

Enquire about your local support groups and see the services available – some will offer group therapy sessions, and others may have guest speakers that share their experiences. Ultimately, they can be a great place to meet people in similar situations and share your stories with empathy and understanding.

Groups such as Alcoholics Anonymous and Narcotics Anonymous are free to join – however, they aren’t for everyone. It’s important to note that they are not a replacement for addiction treatment, but are a free way to get additional support.

Find Affordable Addiction Treatment with Help4Addiction

At Help4Addiction, we can find a drug or alcohol rehab in your local area that matches your budget. Whether you’re looking for private drug/ alcohol rehab or free, local treatment facilities, we are on hand to ensure you receive the alcohol or drug treatment you need.

One size does not fit all when it comes to addiction treatment, whether it be alcohol or drug treatment. This is why we can find the right treatment plan to give you the best chance of overcoming your drug or alcohol addiction.

The Online Rehab is a much more affordable option – it is a rehab programme that can be completed online with two different types of treatments. Both of these treatments include one-to-one personalised support with qualified counsellors.

This is a great option if you’re on a budget as it can be completed at the fraction of the cost of the stay at a residential rehab centre.

Remember, you don’t have to deal with addiction alone. We can help you find the best treatment on your budget, whether it be luxury rehab or NHS-operated rehab.

About Author

Nicholas Conn

Nicholas Conn

Nicholas Conn is a leading industry addiction expert who runs the UK’s largest addiction advisory service and is regularly featured in the national press, radio and TV. He is the founder and CEO of a drug and alcohol rehab center called Help4addiction, which was founded in 2015. He has been clean himself since 2009 and has worked in the Addiction and Rehab Industry for over a decade. Nick is dedicated to helping others recover and get treatment for drug and alcohol abuse. In 2013, he released a book ‘The Thin White’ line that is available on Amazon.

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